If you run a commercial fleet in Florida — delivery vans, service trucks, box trucks, or contractor vehicles — your insurance shouldn’t be guesswork, price shopping, or a renewal scramble.
You need a strategy that keeps you compliant, protects your assets, and stabilizes cost — before a loss, audit, or DOT inspection hits.
We help with:
- Auto Liability
- Trucking Liability
- (Whether you need $1M or $300K)
- Workers Comp and Occupational Accident
- (Hard to place? We still have you covered)
- Cargo
- Hired
- Physical Damage (PD)
- Hired and Non- Owned Auto (HNOA)
- Trailer Insurance, goose neck, trailer exchange and more
- Unbrella
- We have strategic partners that assist with FMCSA compliance as well as with your DOT / MC, MCS-90 filing Florida
We will build you a strategy!
Who We Help
We specialize in fleet insurance for businesses in Florida with:
- 3–50 Vehicles
- Auto Liability & Trucking Liability needs
- FMCSA / DOT / MC compliance requirements
- DOT # / MC # fleets
- Growing fleets planning expansion
Common Fleet Types We Serve:
✔ Local delivery & courier fleets
✔ HVAC, plumbing, electrical, landscape fleets
✔ Box trucks & light commercial vehicles
✔ Contractor & subcontractor service fleets
✔ Florida private fleets (DOT & non-DOT)
Your First Step: The Fleet Risk Review™
Before you quote — we evaluate.
What We Analyze:
- Driver Quality Metrics
- Loss History & Patterns
- Coverage Needs (Auto Liability $1M, $3M limits)
- DOT / FMCSA / MC Number exposure
- Renewal Timeline Risks
- Carrier Match (Geico, Progressive, Ascend, BHHC, Mercury, Farmers, and more)
What You Get:
✔ Fleet Risk Snapshot
✔ Carrier Strategy Roadmap
✔ Risk Flags You Need to Fix
✔ Compliance & Cost Control Plan
This isn’t a quote yet — it’s a roadmap that wins you better markets.
📈 How We Position You With Top Carriers
Different fleets need different markets. Some carriers we work with include:
Primary Markets:
- Progressive (fleet programs)
- Geico Commercial
- Ascend (specialized commercial)
- BHHC
- Mercury
- Farmers Commercial
- Travelers
- CNA
- Hartford
- The Hanover
- Liberty Mutual
And More (based on risk fit & loss control)
Coverage Options We Help Structure
Commercial Auto Insurance
- Auto Liability Limits ($1M / $3M)
- Collision & Comprehensive
- Uninsured Motorist
- Medical Payments
Trucking Liability Insurance
- Bobtail
- MCS-90 endorsements
- Motor Carrier Legal Liability
- Physical Damage
Additional Protections
- Cargo
- Tools & Equipment
- Non-Owned / Hired Auto
Compliance coverage where documents like FMCSA filings, DOT authority, and MC numbers matter.
Is This Right for You?
Yes if you want:
✔ Stable markets
✔ Strategic underwriting support
✔ Renewal plans 90–120 days out
✔ Carrier roadmap (not shotgun quotes)
Not a fit if you want:
✖ Only the cheapest premium
✖ No strategy to fix loss drivers
✖ No interest in compliance accountability
We’re here for serious fleet owners.
✅ Get Your Free Fleet Risk Review
This starts with a short intake — then a 20-minute strategy call.
Your Fleet Risk Review includes:
- Fleet Risk Snapshot (1-page)
- Carrier Strategy Roadmap
- Risk & Compliance Flags
- Renewal & Growth Plan
👉 CTA BUTTON:
Get Your Free Fleet Risk Review
(Link to your branded fillable intake PDF)
📌 FAQ — Fleet Insurance & Compliance
Q: Is this a quote?
A: No — it’s an underwriting strategy. Quote comes after we map your risk.
Q: How long does it take?
A: Intake is ~10 minutes. Strategy call is 20 minutes.
Q: Do you help fleets with FMCSA & DOT compliance?
A: Yes — including authority filings and MC number exposure for liability.
Q: What coverage limits do you help structure?
A: Auto liability $1M, $3M or higher where needed for compliance and contracts.
Q: Which carriers do you quote?
A: We work with carriers like Geico, Progressive, Ascend, BHHC, Mercury, Farmers, Travelers, CNA, Hartford, and Hanover — and select specialty markets when risk dictates.
📍 Serving Florida Fleets — Local Insight
As a Florida-focused advisor, we understand:
- State regulatory nuances
- Seasonal risk impacts (hurricane & hurricane claims trends)
- Regional loss patterns
- Local fleet business models
